<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[APS Africa]]></title><description><![CDATA[Specialist Accountants for Medical Professionals. Timely, accurate financials aligned to your tax strategy, guaranteed response times, and fixed fees.]]></description><link>https://www.apsmedicalaccountants.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Thu, 12 Nov 2026 11:59:04 GMT</lastBuildDate><atom:link href="https://www.apsmedicalaccountants.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Economic Update November 2026]]></title><description><![CDATA[Shortly after monetary policy became less restrictive in September 2024, a host of macroeconomic indicators took a decisive turn for the better. As the record-high prime lending rate of 11.75% began to fall, banks' impairments as a percentage of total assets also declined. ]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-november-2026</link><guid isPermaLink="false">6af1d586f91257eb61da89eb</guid><category><![CDATA[On Balance]]></category><pubDate>Sun, 01 Nov 2026 23:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[Transitioning Into a Practice]]></title><description><![CDATA[Medical school prepares you to save lives, not to run a practice. Yet whether you like it or not, if you're in the medical profession, you are a practice owner. You have turnover, staff, payroll, COIDA obligations, and endless admin. The time for hiding from this reality is long gone.]]></description><link>https://www.apsmedicalaccountants.com/post/transitioning-into-a-practice</link><guid isPermaLink="false">6ae079a2a12bf3a1d3af036a</guid><category><![CDATA[Accounting]]></category><pubDate>Sun, 25 Oct 2026 23:00:00 GMT</pubDate><enclosure url="http://video.wixstatic.com/video/bba879_053e3cf88d0e43b2ac5d3e6f19d78f9e/1080p/mp4/file.mp4" length="0" type="video"/><dc:creator>Johan Riekert</dc:creator></item><item><title><![CDATA[Medical Practice Metrics]]></title><description><![CDATA[As healthcare professionals, you dedicate your days to patient care, but how much attention are you giving to your practice's financial health? Understanding and tracking the right practice metrics can be the difference between a thriving practice and one that's merely surviving.]]></description><link>https://www.apsmedicalaccountants.com/post/medical-practice-metrics</link><guid isPermaLink="false">6ae076b3a12bf3a1d3aefb91</guid><category><![CDATA[Accounting]]></category><pubDate>Mon, 19 Oct 2026 09:10:27 GMT</pubDate><enclosure url="http://video.wixstatic.com/video/bba879_feaed99b436e4675b8aae7cbeb0e37f0/1080p/mp4/file.mp4" length="0" type="video"/><dc:creator> Sanet Riekert</dc:creator></item><item><title><![CDATA[You're invited to the SAHBA Symposium]]></title><description><![CDATA[Once again, Sanet &#38; Johan Riekert will be keynote speakers at the SAHBA Symposium in Sandton on Fri 6 - 8 November. Medicine trains you to treat patients. The SAHBA Symposium trains you to build the career and the life you actually want.]]></description><link>https://www.apsmedicalaccountants.com/post/you-re-invited-to-the-sahba-symposium</link><guid isPermaLink="false">6ad76614384f65d9aef5e2ff</guid><category><![CDATA[Events]]></category><pubDate>Mon, 12 Oct 2026 13:09:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/bba879_e6f51760671b44aa9dcf583fe24d83b6~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Johan Riekert</dc:creator></item><item><title><![CDATA[Economic Update October 2026]]></title><description><![CDATA[Higher long-term interest rates are starting to put pressure on the fiscal affairs of several countries, with the premium of French 10-year government bond yields over safe-haven German yields rising to above 150 basis points on 2 October, the highest level in 15 years. ]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-october-2026</link><guid isPermaLink="false">6ac4eb850b98fc3756b4d38c</guid><category><![CDATA[On Balance]]></category><pubDate>Tue, 06 Oct 2026 12:47:26 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[Economic Update September 2026]]></title><description><![CDATA[After a four-week reprieve from military strikes in the Middle East, the end of August witnessed another flare-up in hostilities between the US and Iran, leading to another spike in oil prices. Despite the remarkable strength of South Africa’s currency, this contributed to a further rise in domestic fuel prices in September, which is bound to stall the recent downward trend in the consumer price index (CPI).]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-september-2026</link><guid isPermaLink="false">6a9d4c1b931dea863d230b1a</guid><category><![CDATA[On Balance]]></category><pubDate>Tue, 01 Sep 2026 02:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[Practice Metrics: The Key to a Medical Practice's Value]]></title><description><![CDATA[As a medical professional, you've dedicated years to mastering your clinical expertise. But when it comes to running a financially healthy practice, do you know which numbers truly matter? ]]></description><link>https://www.apsmedicalaccountants.com/post/practice-metrics-the-key-to-a-medical-practice-s-value</link><guid isPermaLink="false">6a7437672dc76a37da39ffc0</guid><category><![CDATA[Accounting]]></category><pubDate>Thu, 06 Aug 2026 11:57:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_cd79cf0d66184d44bd2cb052ee542494~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator> Sanet Riekert</dc:creator></item><item><title><![CDATA[Economic Update August 2026]]></title><description><![CDATA[July started on a positive note, with Brent crude oil averaging around $75 per barrel during the first ten days of the month. As has become customary since hostilities flared up at the end of February, the temporary pause in military strikes in the Middle East did not last long, with oil prices rising to $87 per barrel on 23 July. ]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-august-2026</link><guid isPermaLink="false">6a74a45af845350cb2a845fb</guid><category><![CDATA[On Balance]]></category><pubDate>Mon, 03 Aug 2026 15:21:57 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[Cybersecurity for Medical Practices]]></title><description><![CDATA[Just 15 years ago, most medical practices operated with paper files locked in cabinets, face-to-face consultations only, handwritten prescriptions, and physical referral letters. Arlene Steyl, the Managing Director of Dire Wolf, shares insights on the importance of cybersecurity for medical practices and how you can actively manage the situation.]]></description><link>https://www.apsmedicalaccountants.com/post/cybersecurity-for-medical-practices</link><guid isPermaLink="false">6a6068a15514a6e974a72ac1</guid><category><![CDATA[Accounting]]></category><pubDate>Wed, 22 Jul 2026 06:57:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_0d35d7bf84c4404f8c742a4bf451519e~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Johan Riekert</dc:creator></item><item><title><![CDATA[A Tech Stack for Medical Practices]]></title><description><![CDATA[Our recent webinar explores how the right tech stack can not only drive day-to-day efficiencies, but also genuinely increase the value and saleability of your practice.]]></description><link>https://www.apsmedicalaccountants.com/post/a-tech-stack-for-medical-practices</link><guid isPermaLink="false">6a59fab608af178a0cb0311e</guid><category><![CDATA[Accounting]]></category><pubDate>Tue, 14 Jul 2026 22:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_79aa3ba400794388a60f72c89ad29f4f~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator> Sanet Riekert</dc:creator></item><item><title><![CDATA[Economic Update July 2026]]></title><description><![CDATA[No sooner had the price of crude oil dropped to below $70 per barrel than Iran started to attack commercial ships via drones, threatening the fragile memorandum of understanding with the US and sending Brent crude back to $77 per barrel. ]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-july-2026</link><guid isPermaLink="false">6a4f898c3be1f4195fc3c39e</guid><category><![CDATA[On Balance]]></category><pubDate>Thu, 09 Jul 2026 11:51:19 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[APS Africa Clients Nominated for the Best of Pretoria]]></title><description><![CDATA[Best of Pretoria is a community-driven recommendations platform that showcases local businesses residents trust most. Each year, the community votes for their favourite businesses across a wide range of categories, helping locals and visitors discover where to eat, shop, and do business with confidence.]]></description><link>https://www.apsmedicalaccountants.com/post/aps-africa-clients-nominated-for-the-best-of-pretoria</link><guid isPermaLink="false">6a4cfbb41855a907de57213f</guid><category><![CDATA[Accounting]]></category><pubDate>Tue, 07 Jul 2026 13:23:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/bba879_708454bf00354553a1da86cf8a23abb3~mv2.jpg/v1/fit/w_1000,h_900,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator> Sanet Riekert</dc:creator></item><item><title><![CDATA[Thinking of Changing Accountants?]]></title><description><![CDATA[At APS Africa, accounting for medical practices isn’t just what we do; it’s all we do. Our dedicated team understands every layer of your world: from HPCSA and the Health Professions Act, to SARS, BHF, and all the day-to-day demands that come with running a medical business in South Africa.]]></description><link>https://www.apsmedicalaccountants.com/post/thinking-of-changing-accountants</link><guid isPermaLink="false">6a33bfa41dd7143c771230c9</guid><category><![CDATA[Accounting]]></category><pubDate>Wed, 17 Jun 2026 21:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_50d6614af66743168f5e7c6542a0e401~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Johan Riekert</dc:creator></item><item><title><![CDATA[Economic Update June 2026]]></title><description><![CDATA[With the Middle East having provided a paradoxical meaning to the word "ceasefire" and the world's second most important maritime shipping route for oil and fuel remaining at under 10% of its normal operations, it is not surprising that the oil price continues to act like a yo-yo in a range above $80 per barrel. ]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-june-2026</link><guid isPermaLink="false">6a280e19750b8b39abc06952</guid><category><![CDATA[On Balance]]></category><pubDate>Tue, 09 Jun 2026 13:06:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[Annual PAIA Report Lodgement]]></title><description><![CDATA[This week, we interview legal advisor Marizanne Augoustinos about a commonly overlooked legal obligation for medical practices in South Africa.]]></description><link>https://www.apsmedicalaccountants.com/post/annual-paia-report</link><guid isPermaLink="false">6a200a4b345fdf6c4250bb7e</guid><category><![CDATA[Accounting]]></category><pubDate>Wed, 03 Jun 2026 11:11:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_bf6a2314988b4085ae228d7063f33c9e~mv2.png/v1/fit/w_1000,h_872,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator> Sanet Riekert</dc:creator></item><item><title><![CDATA[Breaking Free from Black Tax]]></title><description><![CDATA[If you're a doctor, professional, or first-generation high earner in your family, you already know the weight of unspoken expectation. The moment you qualified, you signed an invisible contract, one that nobody handed you, but everyone expects you to honour.]]></description><link>https://www.apsmedicalaccountants.com/post/breaking-free-from-black-tax</link><guid isPermaLink="false">6a0ad475e8a70f90633dc69d</guid><category><![CDATA[Accounting]]></category><pubDate>Mon, 18 May 2026 09:06:51 GMT</pubDate><enclosure url="http://video.wixstatic.com/video/bba879_59e700bbe43c4171b801c91373ae1188/720p/mp4/file.mp4" length="0" type="video"/><dc:creator> Sanet Riekert</dc:creator></item><item><title><![CDATA[Economic Update May 2026]]></title><description><![CDATA[During the last week of April and into the first week of May, the price of oil remained above $100 per barrel, providing ample evidence of the continued impasse between the US and Iran. Global energy prices remain hostage to very high levels due to the effective closure of the Strait of Hormuz, which has led to fears of higher inflation worldwide.]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-may-2026</link><guid isPermaLink="false">6a04767d4c277d8732adf766</guid><category><![CDATA[On Balance]]></category><pubDate>Sun, 10 May 2026 22:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[APS Africa Golf Day - Pretoria 2026 Highlights]]></title><description><![CDATA[The APS Africa Annual Golf Day is more than a calendar event, it is a reflection of the values we share: excellence, integrity, and community]]></description><link>https://www.apsmedicalaccountants.com/post/aps-africa-golf-day-pretoria-2026-highlights</link><guid isPermaLink="false">69e8dc4325a9c96f142a2e08</guid><category><![CDATA[Accounting]]></category><category><![CDATA[Events]]></category><pubDate>Thu, 16 Apr 2026 14:36:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_1e867e15e0d941b19cdd7afd73c18dc5~mv2.gif/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Johan Riekert</dc:creator></item><item><title><![CDATA[Economic Update March 2026]]></title><description><![CDATA[The war in the Middle East is exacting a heavy toll on all of the world’s key currencies, whilst also threatening to lead to higher inflation and, potentially, higher interest rates. 
Geopolitical tensions and economic shifts are impacting markets worldwide, and South Africa is no exception. Here’s what you need to know to stay informed and make smart decisions.]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-march-2026</link><guid isPermaLink="false">69d6ca00c55f668b530513cb</guid><category><![CDATA[On Balance]]></category><pubDate>Wed, 08 Apr 2026 21:40:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item><item><title><![CDATA[Economic Update February 2026]]></title><description><![CDATA[On Balance with Dr. Botha as he shares his monthly thoughts on what’s driving the South Africa’s economy.

Geopolitical tensions and economic shifts are impacting markets worldwide, and South Africa is no exception. Here’s what you need to know to stay informed and make smart decisions.]]></description><link>https://www.apsmedicalaccountants.com/post/economic-update-february-2026</link><guid isPermaLink="false">69b0b9d5a547e1dd3d7e4747</guid><category><![CDATA[On Balance]]></category><pubDate>Wed, 11 Mar 2026 00:46:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/80f641_e4374f95a5c34d1e98e03d8e6487c262~mv2.png/v1/fit/w_1000,h_564,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Roelof Botha</dc:creator></item></channel></rss>